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Gingersnap
06-11-2009, 12:28 PM
Fender-benders in micro cars can be costly

Insurance industry tests show fender-benders in micro cars can cost thousands of dollars
Ken Thomas, Associated Press Writer
On Thursday June 11, 2009, 1:01 am EDT

WASHINGTON -- Even a fender-bender in a fuel-efficient mini car can lead to thousands of dollars worth of repairs, the insurance industry found in new crash tests.

The Insurance Institute for Highway Safety reported Thursday that repairing damage to microcars in low-speed crashes of 3 to 6 miles per hour could cost anywhere from $474 to $3,701.

The Institute conducted low-speed crash tests on the front and back bumpers and the front and rear corners of seven 2009 model year mini cars that have become more widely available with rising fuel costs in recent years.

The Kia Rio racked up the most damage among the tiny cars, $3,701 in repairs to the full front bumper. In the four tests, the Rio averaged $2,705 in damages.

The Smart fortwo had the lowest average bill of $899 among the seven vehicles tested. In one test, damage to the rear corner of the fortwo cost $507. The Chevrolet Aveo had the second-lowest bill, an average of $1,155 in damages for the four tests.

Among the other vehicles tested, the Hyundai Accent averaged $2,123 in damages, the Honda Fit racked up $1,960 in repairs and the Toyota Yaris would have led to an average bill of $1,951. Tests to the bumpers of the Mini Cooper generated average damages of $1,637.

Institute senior vice president Joe Nolan said bumpers should be designed to protect vehicle parts such as grilles and headlights. Damages should cost less than the typical $500 insurance deductible for a collision, he said.

"When you reach $1,000 (in damages) the bumper isn't doing its job, and anything $1,500 or higher is egregious," Nolan said.

I am not surprised.

Yahoo (http://finance.yahoo.com/news/Fenderbenders-in-micro-cars-apf-15496791.html?sec=topStories&pos=7&asset=&ccode=)

noonwitch
06-11-2009, 01:49 PM
In the 70s, accidents in the small cars of that era were also pretty deadly-the Pinto (although there were other contributing factors), the Pacer and Gremlins were all cars that didn't offer much protection to the driver and passengers in the event of a crash.

I'm a firm believer in driving the second smallest car made by an automaker-Ford makes a car smaller than the Focus, and I wouldn't drive it. It's too small and can't be safe.

RobJohnson
06-12-2009, 01:50 AM
If the estimate is written correctly for a proper reapir, almost all vehicles that are in a real crash should be a total loss, especailly when you consider diminished value.

Of course I know of very few shops, and zero insurance adjusters that write a correct estimate for a proper repair.

So for the few bucks a year you save in gas, you make up for in higher insurance costs. Maybe President Obama could explain the savings to us?