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View Full Version : Thank you, Obamacare



Elspeth
10-18-2011, 01:01 AM
I was talking to a friend today. She has been employed on an adjunct basis at a for-profit college for a lot of years. This private college gave her great insurance benefits: medical, dental, optical. She has just been informed that come 2014, the school will no longer give her insurance as part of her employment package because the Obamacare mandate will require her to buy insurance by law; this means her employer is off the hook.

I knew this was going to happen during the debates of this damned bill. If you pass a law mandating that the citizen by insurance (or be fined), businesses lose their entire incentive to provide benefits to workers who do not have full time status.

What a frigging swindle.

MrsSmith
10-18-2011, 06:23 AM
Yep. This year, for the first time, my daughter's company offered them 2 choices for insurance...the company they've had for years, or a high-deductible company paired with an HSA. It's just a matter of time before they drop their main insurance.

Thanks, Obama...and your lying promise not to increase "taxes" on the poor. There will be many millions of young, poor parents forced onto self-paid plans or government "let-'em-die" exchanges that have yet to be invented. :mad:

And for those that think government run health care will be better than our current system, we know some Native Americans that are forced to depend on the government run "Indian clinics." Free healthcare, right? Except for some "minor" things...like traveling 100 miles to the nearest one. Like waiting 6 weeks for the soonest appointment. Like leaving an hour early because if you're late, which can happen traveling 100 miles, they just cancel your appointment. Like getting to the clinic an hour early just to be told that they cancelled your appointment anyway, the doctor called in sick. Your next appointment? In 8 weeks. Go home and hope you don't die! Or try the Free Clinic at your local hospital...(a clinic supported mostly by local churches.) :mad:

AmPat
10-18-2011, 07:53 AM
Yep. This year, for the first time, my daughter's company offered them 2 choices for insurance...the company they've had for years, or a high-deductible company paired with an HSA. It's just a matter of time before they drop their main insurance.

Thanks, Obama...and your lying promise not to increase "taxes" on the poor. There will be many millions of young, poor parents forced onto self-paid plans or government "let-'em-die" exchanges that have yet to be invented. :mad:

And for those that think government run health care will be better than our current system, we know some Native Americans that are forced to depend on the government run "Indian clinics." Free healthcare, right? Except for some "minor" things...like traveling 100 miles to the nearest one. Like waiting 6 weeks for the soonest appointment. Like leaving an hour early because if you're late, which can happen traveling 100 miles, they just cancel your appointment. Like getting to the clinic an hour early just to be told that they cancelled your appointment anyway, the doctor called in sick. Your next appointment? In 8 weeks. Go home and hope you don't die! Or try the Free Clinic at your local hospital...(a clinic supported mostly by local churches.) :mad:You should also thank Nancy Peelousy and Dingy Harry. Let's not forget all the idiots that voted for the Marxist-In-Chief and the rest of his puppets.

The sad thing is these same idiots will line up like sheep to vote for the Commie/National Socialist Party again.
:mad:

Starbuck
10-18-2011, 09:10 AM
And a heart-felt THANK YOU, Obama, for destroying the Democratic party.:)

Lemmings don't really jump into the sea, but here's hoping the Democrats follow their moonbat lemming leader off into the hinterland somewhere, and may they never return!

Novaheart
10-18-2011, 10:24 AM
If Congress had had the guts to enact single payer in one fell swoop you guys would all have insurance and so would everyone else, and it wouldn't cost anymore than it currently does.

But Congress didn't have the guts, so it's going to take a little longer to get single payer in place. But have no doubt about it, single payer will be the system eventually. No longer will we have the patchwork of health care payment systems we currently have. No longer will small business people be burdened by the health care costs of workers comp. No longer will personal injury attorneys be able to sue for money under the guise of health care expenses, only to have that money converted to BMW's and fine liquor.

We will pay our premiums in the form of taxes, and they will go to healthcare rather than the real estate and stock portfolios of Met Life and Chase Bank. You will bitch and moan all the way, and you will be better off in the long run. No longer will you have to worry whether your child or grandchild has insurance as he wanders through his twenties trying out businesses and vocations. He can be a missionary, and still have health coverage. He can be a soldier, a machinist, a roofer, a carpenter and he will still have health insurance. This is a good thing.

marv
10-18-2011, 11:24 AM
If Congress had had the guts to enact single payer in one fell swoop you guys would all have insurance and so would everyone else, and it wouldn't cost anymore than it currently does.

But Congress didn't have the guts, so it's going to take a little longer to get single payer in place. But have no doubt about it, single payer will be the system eventually. No longer will we have the patchwork of health care payment systems we currently have. No longer will small business people be burdened by the health care costs of workers comp. No longer will personal injury attorneys be able to sue for money under the guise of health care expenses, only to have that money converted to BMW's and fine liquor.

We will pay our premiums in the form of taxes, and they will go to healthcare rather than the real estate and stock portfolios of Met Life and Chase Bank. You will bitch and moan all the way, and you will be better off in the long run. No longer will you have to worry whether your child or grandchild has insurance as he wanders through his twenties trying out businesses and vocations. He can be a missionary, and still have health coverage. He can be a soldier, a machinist, a roofer, a carpenter and he will still have health insurance. This is a good thing.



http://ruggerjay.typepad.com/photos/uncategorized/shit.jpg

lacarnut
10-18-2011, 12:03 PM
If Congress had had the guts to enact single payer in one fell swoop you guys would all have insurance and so would everyone else, and it wouldn't cost anymore than it currently does.

.

You are a fool if you think it will not cost more. You can not insure 14 million people and expect cost to remain the same. Just common sense. Prem. on Medicare will double in 2014.

You will curse the day Obamacare is enacted that's if you live long enough. There will be a doctor's shortage and medical care will suffer. Canadians come here for operations because of the lengthy time wait of up to several months. Surely you can be that stupid not to understand that fact. Single payer is a joke in the EU. It's free but you might die before your turn comes up for a heart operation.

Articulate_Ape
10-18-2011, 02:05 PM
If Congress had had the guts to enact single payer in one fell swoop you guys would all have insurance and so would everyone else, and it wouldn't cost anymore than it currently does.

Not only would a single-payer plan cost more in the form of taxes, but it would simply be insurance. And for the last time, health insurance is not the same thing as healthcare.

Molon Labe
10-18-2011, 02:21 PM
Not only would a single-payer plan cost more in the form of taxes, but it would simply be insurance. And for the last time, health insurance is not the same thing as healthcare.

this^

Many say there can still be competition in healthcare under single payer....however, someone wiser than me once pointed out that insurance companies can't compete with a health care provider who has Nuclear weapons. ;)

RobJohnson
10-18-2011, 05:52 PM
Yep. This year, for the first time, my daughter's company offered them 2 choices for insurance...the company they've had for years, or a high-deductible company paired with an HSA. It's just a matter of time before they drop their main insurance.



I have been paying a little more out of my check for great insurance this past year. 90/10 BCBS of IL.

Next year, there are only two choices. Both are 80/20 one with a HSA for the first 1/2 of the deductable if you get certain health screenings done prior to the new year..

The one thing that has not changed in the three years I have been there is the Rx benefit. All of my medications that I take are $5 for a 30 day supply, $12 for 90 days...I have seen places raise the generic co-pay to $25 for a 30 day supply, and in some cases, it costs less not to use their insurance!

Elspeth
10-19-2011, 12:32 AM
... But have no doubt about it, single payer will be the system eventually. No longer will we have the patchwork of health care payment systems we currently have. No longer will small business people be burdened by the health care costs of workers comp. No longer will personal injury attorneys be able to sue for money under the guise of health care expenses, only to have that money converted to BMW's and fine liquor.

We will pay our premiums in the form of taxes, and they will go to healthcare rather than the real estate and stock portfolios of Met Life and Chase Bank. You will bitch and moan all the way, and you will be better off in the long run. No longer will you have to worry whether your child or grandchild has insurance as he wanders through his twenties trying out businesses and vocations. He can be a missionary, and still have health coverage. He can be a soldier, a machinist, a roofer, a carpenter and he will still have health insurance. This is a good thing.

I want some of what you're smoking.
http://i297.photobucket.com/albums/mm239/spectral_music/stoned-smiley.gif

RobJohnson
10-19-2011, 02:19 AM
If Congress had had the guts to enact single payer in one fell swoop you guys would all have insurance and so would everyone else, and it wouldn't cost anymore than it currently does.

But Congress didn't have the guts, so it's going to take a little longer to get single payer in place. But have no doubt about it, single payer will be the system eventually. No longer will we have the patchwork of health care payment systems we currently have. No longer will small business people be burdened by the health care costs of workers comp. No longer will personal injury attorneys be able to sue for money under the guise of health care expenses, only to have that money converted to BMW's and fine liquor.

We will pay our premiums in the form of taxes, and they will go to healthcare rather than the real estate and stock portfolios of Met Life and Chase Bank. You will bitch and moan all the way, and you will be better off in the long run. No longer will you have to worry whether your child or grandchild has insurance as he wanders through his twenties trying out businesses and vocations. He can be a missionary, and still have health coverage. He can be a soldier, a machinist, a roofer, a carpenter and he will still have health insurance. This is a good thing.


They didn't have the guts? I thoiught maybe they didn't have the money? Now they are shifting adult off spring to private health plans. Even if they are married, do not live at home or attend college. They now are burden on employee trust funds for insurance! If your 20 year old daughter is having kids, we now have the burden of having to pay her insurance also!

Guess who pays? Single guys like me, that have been real careful not to have any kids....I get to pay for the ones that did...I get a raise every year that is ate up by insurance costs going up..

I could just be a liberal, work part time for cash, and live off the system...but my values simply won't allow that.

Wei Wu Wei
10-19-2011, 10:15 AM
I was talking to a friend today. She has been employed on an adjunct basis at a for-profit college for a lot of years. This private college gave her great insurance benefits: medical, dental, optical. She has just been informed that come 2014, the school will no longer give her insurance as part of her employment package because the Obamacare mandate will require her to buy insurance by law; this means her employer is off the hook.

I knew this was going to happen during the debates of this damned bill. If you pass a law mandating that the citizen by insurance (or be fined), businesses lose their entire incentive to provide benefits to workers who do not have full time status.

What a frigging swindle.

So you're saying that it saves businesses the money associated with providing benefits to their workers?

Wei Wu Wei
10-19-2011, 10:25 AM
You are a fool if you think it will not cost more. You can not insure 14 million people and expect cost to remain the same. Just common sense. Prem. on Medicare will double in 2014.

You will curse the day Obamacare is enacted that's if you live long enough. There will be a doctor's shortage and medical care will suffer. Canadians come here for operations because of the lengthy time wait of up to several months. Surely you can be that stupid not to understand that fact. Single payer is a joke in the EU. It's free but you might die before your turn comes up for a heart operation.

Having more people in the pool generally brings costs down, and with everyone covered there will be less uninsured last-minute emergency care that is never paid for to be picked up by the rest of us.


Canada does have longer than average wait times, that's true, but for the most part it only applies to less serious or elective procedures. THe more important the procedure, the faster you get in.

Also, Canada doesn't represent every national system. National systems in Europe tend to have very good and fast service. Canada is on the slower side that's why opponents to health care reform always point to it, but if we look at places like Germany we see far SHORTER wait times than in the US.

marv
10-19-2011, 12:06 PM
So you're saying that it saves businesses the money associated with providing benefits to their workers?
Visualize it this way, the employer doesn't send money to the insurance company, the employer lets it just go to the employee in a paycheck.

Good? Well think about it. Will the employee use the extra cash to buy insurance? In most cases, probably the extra cash will go to something like payments for a new car or a 52" flat screen TV.

People are like that!

Tipsycatlover
10-19-2011, 04:57 PM
Libs want us to have the same kind of insurance they have in England where dentists give instructions to patients on how to pull their own teeth.

lacarnut
10-19-2011, 05:13 PM
Having more people in the pool generally brings costs down, and with everyone covered there will be less uninsured last-minute emergency care that is never paid for to be picked up by the rest of us.


Canada does have longer than average wait times, that's true, but for the most part it only applies to less serious or elective procedures. THe more important the procedure, the faster you get in.

Also, Canada doesn't represent every national system. National systems in Europe tend to have very good and fast service. Canada is on the slower side that's why opponents to health care reform always point to it, but if we look at places like Germany we see far SHORTER wait times than in the US.

The tooth fairy is going to pay for those 14 million that do not have insurance. MA under Romney care was supposed to bring cost down and insure the 8 per cent that were not covered. Guess what? MA has the highest rates in the country. Obamacare will be an abortion just like those f....up countries you named.

I don't know what shithole town or insurance policy you have but I can call my GP and get an appointment the next day and schedule any type of surgery within 1 week. EU and Canaida can not come close. In other words, you are a liar.

MrsSmith
10-19-2011, 08:03 PM
If Congress had had the guts to enact single payer in one fell swoop you guys would all have insurance and so would everyone else, and it wouldn't cost anymore than it currently does.

But Congress didn't have the guts, so it's going to take a little longer to get single payer in place. But have no doubt about it, single payer will be the system eventually. No longer will we have the patchwork of health care payment systems we currently have. No longer will small business people be burdened by the health care costs of workers comp. No longer will personal injury attorneys be able to sue for money under the guise of health care expenses, only to have that money converted to BMW's and fine liquor.

We will pay our premiums in the form of taxes, and they will go to healthcare rather than the real estate and stock portfolios of Met Life and Chase Bank. You will bitch and moan all the way, and you will be better off in the long run. No longer will you have to worry whether your child or grandchild has insurance as he wanders through his twenties trying out businesses and vocations. He can be a missionary, and still have health coverage. He can be a soldier, a machinist, a roofer, a carpenter and he will still have health insurance. This is a good thing.

The first thing single-payer will do is shut down massive numbers of smaller clinics and hospitals. This will happen because the government reimburses for 65% of COST. Not 65% of the bill, 65% of what it costs a hospital to provide the care.

Living where I do, much of our population is already 30 minutes or more from the nearest medical help. After single-payer, they'll end up from 60 to 90 minutes from the nearest ER.

It will also drive the most experienced doctors right into retirement...so we'll end up "making do" the way they do in the UK, with nurses being used as doctors. Nurses are vital to patient care, but a 2 year LPN or 3 year RN degree does not give them anything like the 8 to 10 years doctors spend in school and residency.

Both of these things will lead to much higher rates of death in accidents, health problems, and births...but hey, at least they all died insured!!! :rolleyes:

You know, if I added up all my medical bills from the time I was first covered (when I was in my mid-20's with 3 kids) to today (I'm 52), even with the inexpensive insurance I've had, I'll bet I could have paid cash for all my medical vists, and all those for my kids, and still have money left. It would have saved me money to go without insurance and make the payments directly to the provider...and it would have saved the provider from needing specially trained people that could sort out all the stupid red tape to properly code and bill every visit. My kids and I never went without healthcare when we didn't have insurance, but after I bought it, there were times I couldnt' afford to pay for a prescription any more. :mad: