It will be in the mid 80s here with scattered showers. My super new and improved composting system is almost finished and it looks terrific. With the bulk of the planting and infrastructure work completed, it will soon be time to knit socks. Life is good. :)
TOTD: We have always worked with the Crippled Spouse System: either of us can meet all the expenses if one of us is unemployed. It's happened, too. Aside from that we have a pretty robust emergency account.
When we bought our first house we did not look for our "dream" house, we looked for a house within walking distance of 4 bus routes and a grocery store (in case we lost the car). It had to have a mortgage that either of us could pay alone (in case one of us lost a job). All those things happened and we were fine.
So, it's not just the number of dollars in savings, it's a whole financial approach.
Glad someone else has my way of thinking. I've always been conservative and always kept a cash reserve. With the markets the way they are, I'm glad that I did that. We live nicely, but pay all the bills and can survive if something happens. That makes me feel better than fancy vacations or big cars.