Cold in the DC area today, and may snow tonight.
TOTD: Dave Ramsey has a clunky tag line which says "Live like no one else, so someday you can LIVE like no one ELSE!" This means scrimp and save and pay off debt today, so someday you'll be able to live well without monetary cares.
Which side of that phrase are you on? We still have to finish paying off the house, which will take just a few more years, but other than that we are firmly in part 2 of LIVING like no one ELSE. :)