03-09-2010, 12:39 PM
A couple of people at my office, who have 30+ years of service and are in their early 60s, postponed their planned retirements. They were both supposed to retire at the end of March, one is now saying October, and the other is saying it's indefinite.
I'm eligible for retirement in 10 years, when I reach 55. I'll have 33 years of service at that point. I'm hoping I will be able to afford to retire from this job, and take a lower-paying job at that point, because my pension is supposed to be able to supplement whatever I make at the new job. We'll see. I don't want to work here until I reach social security age (68, for me), unless I can get an easier job. I don't want to be in my 60s and still having to go to homes in poor repair, chasing runaway teenagers across town, etc. But I could sit at a phone and take CPS referrals until the day I forget how to work phones.
But my goal is to get an MA in pastoral counseling, and work for a Detroit-based ministry of some sort after I retire from Children's Services, maybe one that emphasizes family therapy. I've found the school, I just need to find a way to pay for it!
03-09-2010, 01:30 PM
- Join Date
- May 2008
Last edited by lacarnut; 03-09-2010 at 01:36 PM.
03-09-2010, 02:21 PM
- Join Date
- Oct 2009
- Southwest Michigan (in Exile)
as far as how it's suppose to work is that if you buy something that costs $100, $20 is tax all rolled into the price at the register. No going up to the checkout expecting to pay 100 bucks and end up spending 120 because of sales tax, etc (just generalizing i know there isn't 20% sales tax). How this affects everything is to bring down costs on the back end. with no Income taxes or business taxes, companies wont have to increase prices to compensate for the taxes. thats a general idea of how it works. there is more to the details.
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