(1000+ posts) Mon Oct-18-10 09:55 PM
Original message JP Morgan Chase is my new play toy.
As most of you know I'm being foreclosed next month. (Can't make the payments...right????)
Over the past week I have discovered that Chase does NOT hold my mortgage (the title and promissory note), it is currently and legally held by WaMu, which hasn't existed since 2008. Chase claims Fannie Mae is the "investor" behind my mortgage, but Fannie denies this, and no records were ever submitted to the county, as required by law.
Last week when I started fighting back hard, the collection calls ceased immediately. I sensed something was up. (Oooooo!!!! Go Moron!!!)
Well, today I continued fighting, Chase now knows that I know they don't hold my mortgage. I have requested that they stop the foreclosure.
An hour ago I got a collection call from Chase. I picked up and listened to the standard crap they read, then they strongly and repeatedly suggested that I re-apply for a loan modification immediately. Ding, ding, ding!!!
I've been reading today that Chase is doing this now because they know about the fraud they committed, and use the opportunity to "clean up" the illegal paper trail by having me sign new documents. I refused and said I'll be continuing my short-sale, which they have no record of BTW. They lose EVERYTHING I send them.
This is the new scam. I will NEVER give Chase any money, or my house. I'd just as well give my house to Santa Claus, he doesn't own it either.
As of today, I have decided to fight the Goliath, with a lawyer.
JP Morgan Chase, you're mine now. And you know it. (Man oh man...I just bet JPM is fucking scared shitless now and ready to give this moron his house back AND a condo in Boca!!!!)