FirstLight (1000+ posts) Fri May-20-11 11:53 AM
That's it, I am closing my bank acct. today...
I know we have all talked at length about the evil banks and that we should just take our money out...
With all the electronic payments and interconnectedness of the web and our banking, it is just difficult to extract oneself. I was hanging on to this acct because it was the last vestige of 'normalcy' I had left. No other banks will give me an acct because of bad credit and ex-husbands getting me on the checking blacklist. So this acct was part of my 'road to recovery'
But today I am done. I am canceling all my online attachments to this acct, killing my paypal, etc.
Bank of America has swindled hundreds of dollars from me and my family for months. If my balance is low and I know a payment is pending and I deposit cash...they hit me with overdraft fees, pay the payment and THEN take the deposit and use that to cover their charges.
leaving me with negative balance, even though I put in money to cover my butt.
Last month, I even went so far as to ask the teller and the manager at my branch what they coould do to curb this since I am on a fixed income and play life so close to the vest... supposedly he did something in the conputer to make it so that I'd get rejected before an overdraft would happen(you know, the old fashioned way when you would get a call and have to go pay your check in person)
... nope, they just took another $70 from me!
So I guess I am going "off the grid"
nothing but the cash in my wallet and my foodstamp card
when will this end?