I'd say that it should apply to anyone on their first enlistment, with an addendum that troops who are further along can opt in. The plus side of this is that it belongs to the Soldier, so that if something happens and he separates early, but under honorable conditions, then the money is his/hers. However, I'd add that those who separate under dishonorable conditions (Nidal Hasan comes to mind) should forfeit the accounts.
That's why they are doing it. The civilian pension plans are being looked at because they are completely unsustainable, and the justification for a 20-year retirement for some GS type who isn't physically worn out by the job was never there in the first place. But, the left is assuming that if they impose the same deal on the armed forces, that the people insisting on reform will back down.









