If you are fortunate enough to live long enough, you might consume in medical care all that you have paid in premiums as well as the estimate of premium equivalents paid on your behalf by the taxpayer as your employer in the military. It really can take one silly accident to do it. From personal experience, I can tell you that scraping your leg in warm shallow water can cost the equivalent of 20 years of combined "premiums" calculated at the annual medical cost per person in the US. That babble means that if you divide the cost of a major medical event by $7500 it will render a ballpark of your medical profit or loss.
But if you and your family remain healthy then yes, your money went to pay someone else's medical expenses, unless you are in a private healthcare plan in which case it also went to take corporate executives to their summer homes in helicopters and paid to heat their McMansion's driveways so they don't have to shovel snow.
sorry, I'd rather be guided by laws that have worked than the whims of emotion that rule peoples individual lives.
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