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  1. #1 From this day forward....I pledge 
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    1. To never help a liberal unless they are a family member. As an example, if you are wearing an Obama/Biden shirt and you are on fire, I won't even piss on you to help put out the fire.
    2. I will never again donate money to a large charity again. That means when the American Red Cross calls because they need money to help cloth and feed a liberal in the northeast because they got hit with a hurricane, I will tell them to contact FEMA because that is what they voted for tonight. They want help from me? Fuck you. When I donate money it will go to certified conservative charities.
    3. I will not ever support a small business man or woman who supports either democrats or liberal causes. Sure boycotting Microsoft or Levi Strauss is not worth the time but boycotting leftwing small businesses can make a difference. If a small business owner loses local customers because they donate or support democrats, maybe it will teach them to not support that shit anymore. Campaign donations are public records...use them to punish liberals.
    4. I will double my efforts to make sure I am debt free because when inflation hits, it is going to hurt.
    5. I am seriously going to start hiding my money and I AM going to start working under the table more. Liberals tonight voted to increase all taxes on all the countries makers. I refuse to give the takers anymore than what I can get away with.


    What ARE YOU going to do?
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  2. #2  
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    Quote Originally Posted by MountainMan View Post
    4. I will double my efforts to make sure I am debt free because when inflation hits, it is going to hurt.
    I could be wrong on this one, but it's my understanding that this is not a good strategy. It's better to buy stuff now and pay it off over time with increasingly worthless money. Of course, I think this presumes a constant which is not guaranteed.

    Come January, I will owe a grand total of $4000 which means I should be debt free shortly thereafter. I am looking forward to that, seriously. It will be the first time I have been totally debt free since 1984. Of course, this falls into the category of best laid plans. With a kid about to graduate high school, I could be looking at unexpected expenses or seriously compelling, "Uncle Nova can I have.......?" requests. To date, "No" isn't my strong point when it comes to my girls.
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  3. #3  
    Quote Originally Posted by Novaheart View Post
    I could be wrong on this one, but it's my understanding that this is not a good strategy. It's better to buy stuff now and pay it off over time with increasingly worthless money. Of course, I think this presumes a constant which is not guaranteed.

    Come January, I will owe a grand total of $4000 which means I should be debt free shortly thereafter. I am looking forward to that, seriously. It will be the first time I have been totally debt free since 1984. Of course, this falls into the category of best laid plans. With a kid about to graduate high school, I could be looking at unexpected expenses or seriously compelling, "Uncle Nova can I have.......?" requests. To date, "No" isn't my strong point when it comes to my girls.

    Between my car and my student loans I owe about 45k, so maybe Obamanomics won't be so bad for me after all. I can get a part-time job at Burger King on the weekends and pay it off in a summer.
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  4. #4  
    Senior Member Zeus's Avatar
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    Quote Originally Posted by Novaheart View Post
    I could be wrong on this one, but it's my understanding that this is not a good strategy. It's better to buy stuff now and pay it off over time with increasingly worthless money. Of course, I think this presumes a constant which is not guaranteed.

    Come January, I will owe a grand total of $4000 which means I should be debt free shortly thereafter. I am looking forward to that, seriously. It will be the first time I have been totally debt free since 1984. Of course, this falls into the category of best laid plans. With a kid about to graduate high school, I could be looking at unexpected expenses or seriously compelling, "Uncle Nova can I have.......?" requests. To date, "No" isn't my strong point when it comes to my girls.
    It depends.

    let's say you have $20,000 to effect a cash purchase and also the monthly means to support financing. Let's suppose you could invest that $20,000 at an annual ROI of 10% and attain financing for your purchase at 7%. The smart money would finance. now on the other hand if the ROI on the investment was 5% and the finance option still 7% then cash out. naturally in the second option other variables to consider are appreciating asset vs depreciating asset etc.

    When I was 30 yrs old I was over a half million dollars in debt with little to no assets to back that debt. When I was 45 I was comfortable enough to scale back into essentially semi-retirement. I got bored, some fast talking people who knew the right buttons to push sucked me back in and today 7 years later my networth has a little over doubled. Up until 6 yrs ago I did have a wife with a reasonable income to help things along.

    I say this not to brag but as evidence that the American dream is still alive for now for those that are willing to put forth the effort and sacrifice neccesary. I wasn't born rich & I am no genius. I just know you can make things happen for you or let things happen for/to you.
    The 21st century. The age of Smart phones and Stupid people.

    It is said that branches draw their life from the vine. Each is separate yet all are one as they share one life giving stem . The Bible tells us we are called to a similar union in life, our lives with the life of God. We are incorporated into him; made sharers in his life. Apart from this union we can do nothing.
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  5. #5  
    Power CUer NJCardFan's Avatar
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    Quote Originally Posted by MountainMan View Post
    1. To never help a liberal unless they are a family member. As an example, if you are wearing an Obama/Biden shirt and you are on fire, I won't even piss on you to help put out the fire.
    2. I will never again donate money to a large charity again. That means when the American Red Cross calls because they need money to help cloth and feed a liberal in the northeast because they got hit with a hurricane, I will tell them to contact FEMA because that is what they voted for tonight. They want help from me? Fuck you. When I donate money it will go to certified conservative charities.
    3. I will not ever support a small business man or woman who supports either democrats or liberal causes. Sure boycotting Microsoft or Levi Strauss is not worth the time but boycotting leftwing small businesses can make a difference. If a small business owner loses local customers because they donate or support democrats, maybe it will teach them to not support that shit anymore. Campaign donations are public records...use them to punish liberals.
    4. I will double my efforts to make sure I am debt free because when inflation hits, it is going to hurt.
    5. I am seriously going to start hiding my money and I AM going to start working under the table more. Liberals tonight voted to increase all taxes on all the countries makers. I refuse to give the takers anymore than what I can get away with.


    What ARE YOU going to do?
    Now you're sounding like those whiners in 2000.
    The Obama Administration: Deny. Deflect. Blame.
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  6. #6  
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    Quote Originally Posted by NJCardFan View Post
    Now you're sounding like those whiners in 2000.
    Nope, just a realist. I will never give anymore of my money to a charity that doesn't demand something in return. I will give to the Salvation Army because they are a christian charity and when I give locally, for the most part, the money stays local. However, I will never again look past party affiliation. With the exception for family members, if you are a liberal, don't ask me for help. Call someone else on your Obama phone.
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  7. #7  
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    Quote Originally Posted by MountainMan View Post
    With the exception for family members, if you are a liberal, don't ask me for help. Call someone else on your Obama phone.
    Has that happened much up to now?
    "Today, [the American voter] chooses his rulers as he buys bootleg whiskey, never knowing precisely what he is getting, only certain that it is not what it pretends to be." - H.L. Mencken
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  8. #8  
    Senior Member namvet's Avatar
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    im making arrangements to leave the country
    Liberals: Obama's useful Idiots
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  9. #9  
    Power CUer noonwitch's Avatar
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    Quote Originally Posted by MountainMan View Post
    Nope, just a realist. I will never give anymore of my money to a charity that doesn't demand something in return. I will give to the Salvation Army because they are a christian charity and when I give locally, for the most part, the money stays local. However, I will never again look past party affiliation. With the exception for family members, if you are a liberal, don't ask me for help. Call someone else on your Obama phone.

    If you like seeing the results of your charitable donations, the Salvation Army is the way to go. I'm a liberal, but I'm honest. I see the good the SA does in Detroit on a daily basis-by their own terms, without government money. They provide food to the poor and they don't give up on drug addicts, unlike a lot of secular programs.

    If you were in Michigan, I'd also suggest donating to Grace Centers of Hope in Pontiac, another faith-based program to help the homeless, the hungry and the addicted. They also take no government money, so they create their own rules and policies.
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  10. #10  
    Senior Member Molon Labe's Avatar
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    Quote Originally Posted by noonwitch View Post
    If you like seeing the results of your charitable donations, the Salvation Army is the way to go. I'm a liberal, but I'm honest. I see the good the SA does in Detroit on a daily basis-by their own terms, without government money. They provide food to the poor and they don't give up on drug addicts, unlike a lot of secular programs.

    If you were in Michigan, I'd also suggest donating to Grace Centers of Hope in Pontiac, another faith-based program to help the homeless, the hungry and the addicted. .
    yes. I'm not speaking specifically of the Salvation Army per se..... but you have show the left that public charity is not greater than the private ones. That's the way you force socialism to it's knees, by showing how inferior it is to taking care of social issues.
    Gun Control: The theory that a woman found dead in an alley, raped and strangled with her panty hose, is somehow morally superior to a woman explaining to police how her attacker got that fatal bullet wound - Unknown


    The problem is Empty People, Not Loaded Guns - Linda Schrock Taylor
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