That tells me he had a terminal illness of some type, or - absent a terminal illness - he knew (and presumably his mother knew) he was on borrowed time.
But what's even more tragic that despite this knowledge and relative certainty, Mom goes ahead and co-signs a loan for him and his education, knowing he wouldn't complete it and knowing she'd be left behind to pay the bill?
Scratch "tragic." This level of stupidity transcends even the morons who voted for Barry.
I also agree with the taking a term life insurance policy out to cover the cost of the loan ..
I love my God, my country, my flag, and my troops ....