A man and his wife, moved back home to Texas, from Ohio .
The husband had a wooden leg, and to insure it back in Ohio cost them $2000 per year!

When they arrived in Texas , they went to an insurance agency to see how much it would cost to insure his wooden leg.

The agent looked it up on the computer and said: '$39.'

The husband was shocked and asked why it was so cheap here in Texas to insure it because it cost him $2000 in Ohio !

The insurance agent turned his computer screen to the couple and said, 'Well, here it is on the screen, it says: Any wooden structure, with a sprinkler system above it, is $39...


You just have to know how to describe it!