Fifth Obamacare Navigator Fired After Being Caught On Tape Advising Applicants To Lie…
Fifth Obamacare Navigator Fired After Being Caught On Tape Advising Applicants To Lie…
ObamaCare’s Next Legal Challenge
As millions of Americans see their health-insurance premiums increase, have their coverage dropped as a result of the Affordable Care Act, and are unable to use the federal exchange, Oklahoma has sued the Obama administration. The Sooner State and several others are trying to stop the government from imposing tax penalties on certain states, businesses and individuals in defiance of the law. If these legal challenges are successful, the deficit spending associated with the new health-care law could be reduced by approximately $700 billion over the next decade.
While the president’s health law is vast and extraordinarily complex, it is in one respect very simple. Subsidies are only to be made available, and tax penalties for not signing up for health insurance are only to be assessed, in states that create their own health-care exchange. The IRS, however, is attempting to enforce tax penalties in all states—including Oklahoma and the majority of the other states that have declined to create their own exchanges. Citizens and businesses in these states must use the federal exchange instead.
The DUmmies like this cartoon but I don't think so today...
What the ObamaCare Enrollment Numbers Mean
A lack of enthusiasm portends more problems
December 11, 2013 By John Daniel Davidson
The latest enrollment numbers for the ObamaCare show that just 364,682 Americans have purchased coverage through the health insurance exchanges created by the law—a figure that falls drastically short of the administration’s stated goal of enrolling 7 million people by March 31 and reflects ongoing problems with the federal exchange website, Healthcare.gov.
But it also reflects a lack of enthusiasm for the health insurance plans being offered on the exchanges. The striking thing about the Department of Health and Human Services’ update, released Wednesday, is the difference between how many people are eligible to enroll in an ObamaCare plan and how many people actually do so. In October, more than 1 million Americans were eligible for ObamaCare coverage, yet only about 106,000 chose to purchase plans. By the end of November, the number of eligible Americans who had not selected a plan rose to nearly 2 million, while the total number of those who have selected a plan was just shy of 365,000. Based on these figures, it seems that many people who are eligible for ObamaCare simply don’t want it or can’t afford it—or both.
Meanwhile, more than 800,000 Americans have logged onto the ObamaCare exchanges looking to purchase private coverage and instead discovered they are eligible for Medicaid or CHIP. This raises the prospect that the ObamaCare exchanges will actually trap far more people in Medicaid—the worst structure for health coverage in the country, with far worse outcomes than private insurance—than it will enroll in private plans.
...In Texas, which has more than 6 million uninsured residents, only 14,000 people signed up for coverage through November. That’s more than signed up in any other state with a federally-operated exchange, but only a small percentage of the state’s uninsured population.
At this rate, nearly 2 million people per month will have to enroll in ObamaCare coverage in order for the administration to reach its enrollment goal of 7 million by March 31—about 10 times the rate of the past six weeks. The 7 million figure comes from a May 2013 CBO estimate about how many people would sign up for coverage in 2014. The important thing isn’t necessarily the number, but the ratio of young and healthy people to older and sicker people. If the risk pool doesn’t have enough of the former, premiums will skyrocket in 2015.
But given how few people are signing up, and how difficult it is to use the online exchanges, it’s reasonable to assume that most of those signing up really need health insurance—which means they are most likely an older and sicker group. If this trend of sluggish enrollment continues into 2014, we should expect premiums on the exchanges, which are already higher than pre-ObamaCare premiums on the individual market, to rise dramatically—and for young people to stay away...
MD Cancer Survivor Still Can’t Sign Up For Obamacare After 60 Days, “So Much For Affordable Care”
Secret Obamacare handbook the feds don’t want you to see is online
Link to the Obamacare Manual
...The 217-page manual reads like a primer for Amway or novice car salesmen, offering sales advice on how to disarm potential customers who could be lured into purchasing insurance through exchanges created under the Affordable Care Act.
Section headers include “Smile: Maintain a Positive Demeanor,” “Make the Customers Feel Welcome,” “Listen” and — in what must now seem ironic given Barack Obama’s troubles with over-promising — “Build Trust: Be True to Your Word.”
The handbook also delves into the more serious topics of “Identifying Personally Identifiable Information,” “IRS Data Safeguards” and “Preventing Fraud.”
Nothing in the manual seems to rise to the level of a state secret — raising questions about why the federal government felt it necessary to classify information that has no reason to be classified.
“It’s a conditioned reflex aimed at preventing agency embarrassment,” said Chris Farrell, a director with Judicial Watch, a nonprofit aimed at rooting out secret government documents. “The federal government routinely overclassifies documents and withholds information the public is owed.”
Farrell said the most ludicrous example he encountered happened after 9/11...
Newsweek finally reports on this:
New FEES coming to an insurance bill near you:
New ObamaCare fees coming in 2014
WASHINGTON — Here comes the ObamaCare tax bill.
The cost of President Obama’s massive health-care law will hit Americans in 2014 as new taxes pile up on their insurance premiums and on their income-tax bills.
Most insurers aren’t advertising the ObamaCare taxes that are added on to premiums, opting instead to discretely pass them on to customers while quietly lobbying lawmakers for a break.
But one insurance company, Blue Cross Blue Shield of Alabama, laid bare the taxes on its bills with a separate line item for “Affordable Care Act Fees and Taxes.”
The new taxes on one customer’s bill added up to $23.14 a month, or $277.68 annually, according to Kaiser Health News. It boosted the monthly premium from $322.26 to $345.40 for that individual.
The new taxes and fees include a 2 percent levy on every health plan, which is expected to net about $8 billion for the government in 2014 and increase to $14.3 billion in 2018.
There’s also a $2 fee per policy that goes into a new medical-research trust fund called the Patient Centered Outcomes Research Institute.
Insurers pay a 3.5 percent user fee to sell medical plans on the HealthCare.gov Web site.
ObamaCare supporters argue that federal subsidies for many low-income Americans will not only cover the taxes, but pay a big chunk of the premiums.
But ObamaCare taxes don’t stop with health-plan premiums.
Americans also will pay hidden taxes, such as the 2.3 percent medical-device tax that will inflate the cost of items such as pacemakers, stents and prosthetic limbs.
Those with high out-of-pocket medical expenses also will get smaller income-tax deductions.
Americans are currently allowed to deduct expenses that exceed 7.5 percent of their annual income. The threshold jumps to 10 percent under ObamaCare, costing taxpayers about $15 billion over 10 years.
Then there’s the new Medicare tax.
Under ObamaCare, individual tax filers earning more than $200,000 and families earning more than $250,000 will pay an added 0.9 percent Medicare surtax on top of the existing 1.45 percent Medicare payroll tax. They’ll also pay an extra 3.8 percent Medicare tax on unearned income, such as investment dividends, rental income and capital gains.
Meanwhile, the Obama administration touted a surge of more than 2 million visitors Monday at HealthCare.gov, plus about 250,000 calls to ObamaCare call centers.
“Volumes remain high but not equal to [Monday] and we have not had to deploy our queuing system on the site,” said Julie Bataille, a spokeswoman for the Centers for Medicare and Medicaid Services, referring to a virtual waiting room that is activated when the site is overloaded.
“We are taking thousands of calls at our call centers, which remain open until midnight, and we are seeing thousands of visitors complete enrollment online,” she said.
It wasn’t smooth sailing for everyone on the troubled site.
Software techie Jeff Karaaro tweeted in frustration: “Got three different codes trying to submit plan choices. No [one] can tell me what they mean. I nor call center can complete my application due to error.”
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