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  1. #1 Where your state stands on Obama's extralegal fix 
    Power CUer
    Join Date
    Jun 2008
    Here’s where your state stands on Obama’s cancellation fix


    Still deciding

    “We are carefully evaluating how this change will affect policy holders and the insurance industry," the Alabama insurance department said in a statement. "There are many unanswered questions about how this change in policy at this late date can be carried out."


    Still deciding

    Arkansas’ top insurance regulator will is skeptical of allowing insurers to renew policies after the end of this year. “At this stage, it would be too confusing to our consumers,” Arkansas Insurance Commissioner Jay Bradford said. “It would be more chaos added to an already chaotic situation.”

    Bradford has previously worked with health plans there to publicize the option of “early renewals,” where individual market customers could keep their plans through late 2014, as long as they renewed the product by the end of this year.


    Still deciding

    Update: Will not allow late renewals.

    California's insurance commissioner, Dave Jones, has announced his support for the president's proposal--but that's not enough to allow insurers to sell non-compliant plans in 2014. They also need permission from the state exchange, Covered California, which bars participating carriers from selling insurance that does not comply with the health care law. Jones has asked Covered California to not enforce that provision.


    Still deciding

    Officials there say they're still looking over their options.

    District of Columbia

    Still deciding

    From our metro desk: "The city's insurance commissioner said late Thursday that he has not made a final determination on whether to allow D.C. residents to keep their noncompliant plans for another year. But William O. White, the commissioner, hinted strongly that he was opposed to the idea. 'The action today undercuts the purpose of the exchanges, including the District’s DC Health Link, by creating exceptions that make it more difficult for them to operate,' White said in a statement."


    Will allow late renewals

    "The Office pledges to work with any company that chooses to continue coverage in accordance with the President’s transitional policy, and to facilitate the continuation of coverage for Floridians," the Florida Office of Insurance Regulation said in a statement.


    Still deciding

    This state also has the proposal under review.
    UPDATE: Will not allow renewals.


    Will allow late renewals

    “Kentucky will comply with the President’s request to allow Kentucky’s insurers the option of determining whether to extend existing health insurance policies to current policyholders for one more year," Gov. Steve Beshear (D) said in a statement. "This will be a business decision for each insurer to make, as many of them have invested a great deal of time and money into preparing for the transition to new standards under the Affordable Care Act."


    Still deciding

    "The President’s announcement presents a number of complex issues that the Insurance Commissioner must carefully examine in considering options available to Maryland insurance carriers and policyholders," the Maryland Insurance Administration said in a statement. "The Commissioner will be convening a meeting of carriers doing business in the State and soliciting input from other interested parties to assess available options from a practical and operational perspective."


    Still deciding

    The state encouraged early renewals prior to 2013, averting much of the problems with cancellation notices, and therefore does not foresee many carriers wanting to use this option. "We will continue to closely follow any further developments to ensure we protect the interests of Mississippians," Commissioner Mike Chaney said in a statement.


    Will allow late renewals

    While the state's top regulator expressed concerns about "uncertainty and complexity" being created by the new policy, Ohio Lt. Gov. Mary Taylor (R) said in a statement, "We support allowing Ohioans to keep the health care plans they want, as they were promised when Obamacare was being explained to them, and we will work with companies to reissue those plans if they choose."


    Still deciding

    The insurance department is looking over implications of extending policies.

    Rhode Island

    Not allowing late renewals

    "After reviewing the President’s announcement, we have decided to continue in the direction we are going, and therefore will not be adopting the option made available to us by the President," two top health officials in Rhode Island said in a joint statement. "We will continue to closely monitor any and all changes at the federal level that have the potential to impact Rhode Islanders."

    South Dakota

    Still deciding

    "The Division of Insurance is sorting through the logistics of how this announcement will impact insureds and carriers," the state insurance commissioner said in a statement to a local television station. "The president's new direction requires a detailed analysis in order to identify the best options for consumers and businesses. We will do what is best for South Dakotans and are demanding more details regarding this policy change."


    Will allow late renewals

    Texas is refusing to implement any of the health care law's insurance reforms. A regulator there said he would allow insurers to sell non-compliant plans, regardless of the president's statement. "Because Texas is not enforcing the Affordable Care Act, it remains to be seen how President Obama's executive order will impact the marketplace and consumers," Texas insurance commissioner Julia Rathgeber said in a statement. "Whether a company offers or withdraws a policy is a business decision for that company. We will be closely monitoring the impact of these latest developments on consumers and the industry."


    Not allowing late renewals

    Vermont had already allowed insurance carriers to do renewals through March 31, 2014, the end of open enrollment on the new insurance marketplace. It will not allow them any further into 2014, as the president's plan would do.

    “Weeks ago, we made the decision to allow Vermont individuals and small businesses to extend their current plans through March 31, 2014, if they choose,” Vermont Gov. Peter Shumlin (D) said in a joint statement with local insurance carriers. “We remain confident in that timeframe and believe it will provide Vermonters the security and options they need as we continue to improve Vermont Health Connect and implement the federally mandated reforms.”


    Still deciding

    “It’s too early for us to be able to say what the Bureau [of Insurance] may do in terms of instructions to any carriers in Virginia,” said Ken Schrad, a spokesman for the Virginia State Corporation, which houses the insurance bureau.

    Washington (State)

    Not allowing late renewals

    "In the interest of keeping the consumer protections we have enacted and ensuring that we keep health insurance costs down for all consumers, we are staying the course," Washington state Insurance Commissioner Mike Kreidler said in a statement Thursday. "We will not be allowing insurance companies to extend their policies. I believe this is in the best interest of the health insurance market in Washington."

    New York
    Not allowing late renewals

    Not allowing late renewals

    Not allowing late renewals
    Last edited by Elspeth; 11-21-2013 at 08:29 PM.
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